Credit card statements, read and checked line by line
Upload a statement from any card issuer. Caelum reads every purchase, refund, fee, interest charge and payment, and checks them against the statement’s own summary, even when the card prints no running balance.
- Any card issuer, digital PDFs and scans
- Purchases, refunds, interest and payments kept apart
- A running balance worked out where none is printed
- Excel, CSV, Xero, QuickBooks or Sage
A balance for every line, even when the card prints none
Most card statements print only a previous and a new balance. Caelum works out the balance after every transaction from the amounts, and checks that it arrives at the new balance on the statement.
- Payments and refunds counted as money in, never as spending
- Interest and fees shown as their own lines
- Worked-out balances marked, so you can tell them from printed ones
Ready for your accounting software
Export the statement as Excel or CSV, or as a bank import for Xero, QuickBooks or Sage.
Also included
- Many cards, one upload
- A PDF holding several statements is split into its statements and each read in turn.
- A careful second read
- For a faint scan, run it again with the Precision model and pay only the difference.
- API and webhooks
- Automate card reconciliation from your own systems.
- Private and secure
- UK hosting, per-document encryption and two-step sign-in on every account.
Who it is for
- Accountants
- Post clients’ business card spending without retyping a line.
- Expense management
- Match card lines to receipts and claims quickly.
- Finance teams
- Reconcile company cards every month in minutes.
Questions
Anything else? Get in touch.
Does it work with every card issuer?
Yes: Caelum reads statements without templates, so any issuer’s layout works.
Can it tell refunds from purchases?
Yes. Money out and money in are kept apart, so refunds and payments are never counted as spending.
My statement has no running balance. Is it still checked?
Yes. Caelum works the balance out line by line from the previous balance, and checks it reaches the new balance the statement prints.
How is it charged?
By the page, like bank statements. See the pricing page.
Try it on your own card statements
Free credits when you sign up, no card needed if you sign up with a business email. Upload a card statement and see every line, and the check, in under a minute.